Happy new year?

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What a year 2022 has been, just year ago most of us thought that the pandemic was our biggest issue, how wrong was not that, and now a year later we might think, what else can happen, will it get better, or are some countries “going for broke”? As always, most of our future challenges […]

Tipping point?

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Its quite common today to hear that we are heading towards a depression, I must say are we really? Of course, I can also see all the misery around us, everything from the invasion of Ukraine to the so called energy crises we all are hit by in different ways, transport, interest rates, housing markets […]

When one door closes

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Even with the best intentions things do not always develop in the direction you expect, and sometimes when one door closes another door opens. Recently I have had some clients that due to circumstances has a policy that they do not render some services due to that their experiences is that it can be used […]

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